Computerising a cluster of agricultural credit societies
Several societies in one taluk moved off manual registers onto a shared platform, each keeping its own books and its own reporting.
Work on the ground
A cross-section of the work, by the kind of institution it was built for. Names are withheld here — ask us and we will arrange a call with a society already running the system.
Several societies in one taluk moved off manual registers onto a shared platform, each keeping its own books and its own reporting.
Sanction at sowing and recovery after harvest handled on the season rather than the calendar month, with seasonal reporting built around it.
Field agents collect and issue receipts with no signal at all; entries sync to the core system without duplication once they are back in range.
Member, deposit and loan history carried across from handwritten books, run in parallel until every balance matched the existing ledger.
Shareholder records, transfers and dividend calculation tied directly into the society's ledger instead of a separate spreadsheet.
Registers and filing formats configured to Karnataka's Souharda legislation rather than approximated with a generic co-operative template.
A full counter day — deposits, withdrawals, passbooks — run in the regional language by staff with no prior banking software experience.
Members check balances, download statements and raise requests without travelling to the branch to ask a clerk.
DLT-compliant SMS and WhatsApp alerts wired into the core ledger, with delivery reporting the branch can check for itself.
Ask us for a reference. We are happy to connect you with people using the system day to day.